Have you heard about remote online notarization (RON)? This service has become more common and was adopted by many states during the pandemic while offices were closed. As places reopen, RON is still useful for convenience and safety, as well as when you are in a different state from the notary.

How does it work?

Usually, you meet with a notary public face-to-face and sign with ink on paper. With RON, notaries can meet with you on video to verify your signature on an electronic document.
Many states have laws that allow RON on a permanent basis. Other states have put temporary measures in place to allow it during the COVID-19 pandemic.

State laws about RON vary, but many include three key parts:

•    Allowing notaries to use audio-video communication to witness the signature;
•    Requiring notaries to verify the identity of the person who is signing the document; and
•    Requiring notaries to record the audio-video communication
.
So, how might you use this service?

If you need a document notarized and your state allows RON, find a licensed notary who offers the service and they’ll walk you through the process. If you plan to use RON for a financial transaction, it’s important to be aware of the laws in your state. Your bank or credit union may have a notary who can help you understand the requirements for RON.

For more free resources for older adults, visit consumerfinance.gov/olderamericans.

Thank you,

Consumer Financial Protection Burea