As a Personal Financial Advocate (PFA), I am dedicated to providing my clients with the information and guidance necessary to make appropriate financial decisions. But unlike other financial professionals, I do not receive commissions or fees for selling financial products or services.

Instead, I "sit on the same side of the table"' as my clients to help ensure they make correct financial decisions and avoid costly and oftentimes irreversible mistakes - all at an agreed-upon fee that fits within their budget. 

This arrangement eliminates the costly conflict-of-interest issues found when financial professionals both advise and sell financial products. These financial professionals may be influenced to sell products with the highest commissions or fees, that increase their firm’s profitability, or they may not disclose all material facts.

Financial professionals that work in their client's best interests will welcome my oversight, whereas those that do not will not. Sales-based financial professionals may also be fiduciaries - as was Bernie Madoff.

For your convenience, my services are available remotely by phone or video call. Conference calls with other financial professionals are included.