by on July 12, 2023
Personal finance still isn’t required in high school or college. This results in many young adults not having a good foundational knowledge of how to manage their personal finances. Fortunately, this subject isn’t complicated. A willingness to learn and do a little reading is all that’s required.   With a small investment of time and energy, anyone can become fluent and knowledgeable on the topic of money. The payback on this small amount of time and energy is priceless. Money challenges a...
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by on December 5, 2022
Compulsive spending involves feeling compelled to spend money on items you don’t really want or need. In some cases, you might spend money on items you already have plenty of. For example, even though you love getting new shoes, if you already have 20 pairs of them, it’s probably safe to say you don’t need another.   Signs You May Be Spending Compulsively ...
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by on October 26, 2022
Are you challenged with excessive credit card debt? Don't despair! While credit card debt can feel difficult, it can be overcome with a little work and planning. You can take action today, and achieve mastery over your finances!   Try these easy ways to reduce and eliminate your credit card debt: ...
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by on October 7, 2022
Especially now, in a time where the economic situation may be forcing you to be creative in your spending exploits, you have to be on top of your money. It’s in your best interest to be smart when you spend.   Your ability to find that delicate balance between cash and credit could be the difference between: ...
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by on August 1, 2022
Credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses.   If you’re tempted to buy things you can’t really afford just because you can charge them on your cards, it will benefit you to leave them at home when you go shopping. When you have an emergency, rely on an emergency fund to avoid charging unplanned expenses on your car...
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by on June 25, 2022
 If you knew of a tool that could bring your finances into harmony, dramatically reduce stress, and make the challenges of life much more manageable, would you take advantage of this tool?   Such a tool does exist. A budget allows you to take control of your finances, instead of your finances controlling you. ...
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by on March 20, 2022
Wouldn't it be great to have enough money to live your life to its fullest, while still putting away plenty for a rainy day? You can turn this dream into a reality if you're willing to plan and stick to a budget. A well-planned budget enables you to make financial decisions that support your happiness and peace of mind.   With a budget, you see exactly where each dollar you earn is being spent. This helps you spend less on items that don't fit your life's priorities. As a result, you have...
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