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Taxbot
16 hours ago

 

3 Benefits of Having a Financial Planner

Financial stress is a growing epidemic. While the prospect of having a cushy future entices most, many are inept when it comes to financial affairs. If you fit this description, don’t fret. There are numerous wealth management services available that aim to guide individuals down a road of prosperity. Hiring a financial advisor is a viable solution as well. If you’re flirting with the idea of employing a financial planner, the following benefits may influence your decision.

Accountability

If you’re a textbook over spender, tasking someone with overseeing your finances is prudent. If you’re constantly fighting the urge to spend money, a financial counselor can help. They’ll ensure that you spend your money wisely and according to their custom plans. Though it’s not necessary for you to relinquish all your financial rights, having someone there to keep you honest bodes well for saving. In addition to setting you up for financial success, your financial planner will also hold you accountable for ill-advised spending and, in turn, inspire you to alter your spending habits.

Advice

Above all else, your financial advisor serves to do just that: advise you on financial handlings. To a layman, money matters can appear quite daunting. A specialist, on the other hand, has profound insight into such affairs. With that said, you reap the benefits of unmatched industry expertise. You’ll glean substantial knowledge from your planner and find comfort in knowing that you’re receiving a professional opinion. The more trust you place in your financial advisor, the more willing you’ll be to avail yourself of their counsel.

Security

The primary purpose of a financial counselor is to equip you for the future. Whether that be retirement or planning for a family, your advisor will guarantee that your financial concerns are both heard and catered to. This added level of security offers much-needed peace of mind. The financial unknowns of life are stressful at best, but with guidance from a trusted industry professional, you can acquire the financial security you so desperately seek.

It’s all too easy to become overwhelmed by financial worry. If you’re prone to these stressors, hiring a financial planner may be in your best interest. There’s no shame in admitting that you need some financial guidance, and with a financial counselor, you receive just that with accountability, advice, and security to boot.

Emma Sturgis is a freelance writer based out of Boston, MA. She writes most often on health and education. When not writing, she enjoys reading and watching film noir. Say hi on Twitter @EmmaSturgis2

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How to Win in Court
June 14, 2019

 

What is the goal of legal writing?

Impress the judge?

Confuse the opponent?

Or, win the case?

In law, the goal is to win!

Every word, spoken in the courtroom or written on paper filed with the clerk and served on the other side, must aim toward a specific goal.

Any words not aimed at the goal must go!

Most of what I've seen from pro se people (and quite a bit from the dozens of lawyers I had to deal with since 1987 when I first started as a licensed attorney) read more like a long-winded story.

Legal writing is NOT "story-telling"!

Every word has a purpose.

Any word that does nothing to achieve the goal (which is winning, by the way) must go.

Say what needs saying and stop!

Aim every word at your goal.

You don't need a "novelist's eye" or a "bartender's ear", like Jimmy Buffett.

You're assembling the parts of a powerful engine.

Write case-winning paperwork.

Our "How to Win in Court" course shows

For information on the "How to Win in Court” self-help course, click HERE

WealthCare Connect may receive compensation from Juris Dictionary for purchases make through the above link(s).

Hard Assets Alliance
June 13, 2019

 

 

Elon Musk, Richard Branson, and Jeff Bezos have invested more than $4.5 billion into the future of our species.

I’m talking about space travel!

And as crazy as this might sound…

According to Forbes:

“It appears that we really are less than a year away from commercial space flights.”

But there’s a huge problem for intergalactic tourism.

No, it’s not reusable rockets… or rocket engines… or even funding…

It’s radiation.

This radiation comes from the sun as solar particles…

Or from the galaxy, as cosmic rays.

And it can cause some serious damage to everything we send up into space…

Like the spaceships, the onboard computers, and the people inside.

But it turns out, there’s a simple solution to this universal problem.

GOLD… Yes! The same GOLD you can buy with your SmartMetals Account.

Which is why you’ll find it inside every single galactic gadget there is.

It’s used with:

 

  • Gold in space helmets to protect astronauts’ faces. A thin film of gold fends off the dangerous effects of solar rays...

 

           So it’s an absolute necessity for space travelers.

 

  • Lubrication for mechanical joints. Where oil or grease might freeze or evaporate in space…

    Gold keeps slipping, sliding, and protecting.

 

  • Connectors in spacecraft computer systems. Gold is a dependable conductor and connector…

 

            Meaning it can carry electrical currents without fear of corrosion.

As you can see, the space industry is dependent on gold…

It’s indispensable.

Keep your eye on it…

Because demand is about to explode.

You see...

The space industry is expected to grow from $360 billion to $558 billion by 2026.

And gold is the best metal for protecting space tech from radiation.

This future has arrived.

Now you have an incredible opportunity…

To invest in the future of space travel...

By investing in gold.

If you’d like to hold some of this noble metal in your portfolio…

Click here to buy gold now - and invest in the final frontier!

For information on Hard Asset Alliance, click HERE

WealthCare Connect may receive compensation from Hard Asset Alliance for purchases make through the above links(s).

How to Win in Court
June 12, 2019

 

Want to drive your opponents nuts?

Tie them down with word-power!

Stuff your opponents in a word-box and win your case!

Most pro se people don't understand ... so they lose, needlessly.

Many lawyers don't understand ... so they also lose, needlessly ... and take their client's money anyway!

Sentences with ONE VERB.

Sentences with ONE SUBJECT.

One subject. One verb. And only the absolutely necessary adjectives and adverbs.

If it's important to say your opponent's nose was gigantic, say so. Otherwise, leave it out!

Each sentence is a complete thought.

Mrs. Edgerton taught me that in Second Grade, and it's helped me win countless court battles.

Write case-winning paperwork.

Our "How to Win in Court" course shows how.

For information on the "How to Win in Court” self-help course, click HERE.

Website:  www.howtowinincourt.com?refercode=SR0094

WealthCare Connect may receive compensation from this provider for purchases you make through the above link.

Life Settlement Advisors
June 11, 2019

 

In telemedicine, or telehealth, a patient meets with a doctor or specialist using a device like a tablet, computer, or even a smartphone. The idea of talking to a doctor through a screen seems a little odd to many patients. After all, without being in the room with you, can someone really diagnose your issue and resolve your concerns? You might be surprised to learn that a 2016 survey by the National Institute of Health revealed 94-99% of patients were “very satisfied” with their telehealth experience. In fact, one-third of those people said they preferred telehealth to an in-person doctor visit. Even with that fact in mind, here’s some more information you might like to know before you take advantage of this exciting innovation.

How Does Telemedicine Work?

The doctor on the other side of the screen is provided with all the patient’s information in advance, including recent test results and imaging or x-rays. If the patient goes to an office for the appointment, the doctor may even be able to see your vitals like blood pressure in real-time. The doctor asks questions and makes a diagnosis just like during an in-person appointment. For patients in rural areas or those with unique conditions, this service allows them to connect with the best possible medical talent and get world-class treatment from anywhere.

What Gets Treated by Telemedicine?

Telemedicine isn’t just useful for those living in rural areas. Those who need treatment on weekends, holidays, or at off hours can use this service to visit with a doctor, even from home. One study found that telemedicine could have replaced 37% of doctor’s visits for residents of senior living communities, including 27% of emergency room visits. Here are just a few examples of issues that can be effectively treated by telemedicine:

  • Inquiries about home treatment for flu, colds, and other minor illnesses
  • Diagnosis of common problems like back pain, sore throat, or digestive issues
  • Faster refill of short-term prescriptions
  • Post-surgery checkups
  • Other situations where it is easier for the patient not to leave the house

Of course, everyone’s medical history is different. You should consult with your current doctor about telemedicine options before downloading any apps.

Can I Refuse Telemedicine?

The short answer is, of course you can. Your medical treatment is always your choice. However, 64% of patients have indicated in surveys they would be open to this option if they understood more. If you have concerns about the privacy of your data, or if the appointment will be covered by insurance, you can resolve those with your care provider. Right now, Medicare does have a limited telemedicine coverage policy. Twenty-six states have also enacted laws requiring insurance companies to pay for telemedicine the same as a regular doctor’s visit.

Will Telemedicine Save Me Money?

Telemedicine has been shown to save money for both patients and doctors. One 2018 study found that using telemedicine technology saves the average patient $100 per visit. When you’re preventing a visit to the emergency room, the savings could be even higher. Since healthcare spending is predicted to grow 5.8% per year every year until 2025, those dollars could add up. That’s especially true for those on a fixed retirement income and Social Security.

Telemedicine is one way that more individuals can receive access to better healthcare on demand. While it may seem like a strange practice at first, those who have tried it say the benefits are worth the change in habit. The cost savings are also appealing, especially for those with chronic conditions who need lots of care. If you’re struggling to cover costs of care, did you know you can sell all or part of a life insurance policy, even term insurance? A life settlement can be a great benefit to those with unneeded life insurance policies that are also looking to add cash to their account balances.

Case Study:  John and Linda both retired last spring.Their only daughter lives in Northern Michigan, a five-hour road trip one way. Linda wanted to move to Northern Michigan, so they could be closer to their grandchildren. John discovered that he could sell his life insurance policy and use the proceeds for a down payment on their new home in Northern Michigan. John sold his policy and used the funds to pay off a few medical bills and buy that home in Michigan.

Leo LaGrotte

How to Win in Court
June 10, 2019

 

Depositions let you show people things and ask them questions under oath with an official court reporter making a written record before trial.

The deponent (person being deposed) is exposed to criminal penalties for perjury (lying under oath).

Depositions are your opportunity to put your opponent and every necessary witness under oath before trial and get answers to questions that go beyond the tight restrictions of the rules of evidence that control at trial!

The facts you seek at a deposition need not be admissible at trial so long as they are "reasonably calculated to lead to discovery of admissible evidence".

Know how and when to take depositions.

Our "How to Win in Court" course explains.

For information on the "How to Win in Court, self-help course, click HERE.

How to Win in Court
June 7, 2019

 

You can get your opponent's toothbrush or bank records, if they will help you win your case. Either your opponent turns them over or you can send your opponent to jail!

This tool is called a Request for Production.

Use it to see documents or things ... all kinds of documents and things.

Requests for Production require your opponent to produce documents and tangible things ... so you can inspect and copy them.

Finding evidence this way is easy!

Force your opponent to produce ... or send him to jail.

Our "How to Win in Court" course shows how.

For information on the "How to Win in Court, self-help course, click HERE.

Social Security Pro
June 7, 2019

 

Timing is everything, and the arrival time of your monthly payment from Social Security can be key to keeping your financial house in order.

As you budget to pay your bills and save for future needs, keep in mind that your monthly retirement or disability benefit will be paid at the same time each month. To see your next payment date, create or log on to your my Social Security online account and go to the “Benefits & Payments” section.

In general, here’s how we assign payment dates:

  • If you were born on the 1st through the 10th of the month, you’ll be paid on the second Wednesday of the month;
  • If you were born on the 11th through the 20th of the month, you’ll be paid on the third Wednesday of the month; and
  • If you were born after the 20th of the month, you’ll be paid on the fourth Wednesday of the month.

There are exceptions. For example, children and spouses who receive benefits based on someone else’s work record will be paid on the same day as the primary beneficiary.

For others, we may issue your payments on the 3rd of each month. Among other reasons, we do this if:

  • You filed for benefits before May 1, 1997;
  • You also receive a Supplemental Security Income (SSI) payment;
  • Your Medicare premiums are paid for by the state where you live; or
  • You live in a foreign country.

Individuals who receive SSI payments due to disability, age, or blindness receive those payments on the 1st of each month.

If your payment date falls on a federal holiday or weekend, you can expect to receive that month’s payment on the weekday immediately prior.

You can see a current schedule for Social Security and SSI benefit payments in an easy-to-read calendar.

Author: 

Hard Assets Alliance
June 7, 2019

Right now Apple is the fourth most valuable company in the U.S. by Market Cap...

And according to my research, they’ve got a $77 million secret hidden inside their iPhones.

Once you understand what this secret is…

You’ll see its value to Apple… and how you can potentially profit from it.

So what’s hiding inside each and every iPhone?

It’s silver…
 
An irreplaceable metal that makes the electrical connections inside each iPhone function properly.
 
And each iPhone contains roughly 36 cents worth of silver.
 
Which means the 217 million iPhones sold in 2018 contained more than $77 million worth of silver.
 
That's the equivalent of 4.8 million troy ounces of silver...
 
Which is enough to build the famous statue inside Lincoln Memorial fully in silver…  
 
Enough silver to produce the Super Bowl trophy for the next 42 thousand years…
 
Enough silver to produce 240,000 Silver Medals at the Olympic Games…

And silver isn’t just inside their iPhones…
 
It’s in every single device they make.
 

  • iPads
  • Laptops
  • Desktops

 
All of them NEED silver to function properly.

And it’s not just Apple’s devices that require silver…
 
It’s literally every single smartphone, laptop, and desktop made around the world.
 
Which means every single device shipped by Google, Amazon, Samsung, Microsoft, and Intel...
 
Billions of devices, each year, all need silver.

And as these companies continue to grow and fight for market share…
 
Their demand for silver will increase with it.
 
Which is why we think it makes perfect sense to bet on everyone by betting on silver.
 
To get started, all you need to do is open up your free SmartMetals account.
 
PLUS! Once you open your free account...

You’ll also get access to a private interview I recently hosted with technology investor and expert Ray Blanco.
 
He’ll be sharing some key insights into how silver is shaping the future of technology… and why you should consider investing in silver today.
 
Sincerely,

Jake

More Info

WealthCare Connect may receive compensation from this provider for purchases you make through the above links

Hard Assets Alliance
June 5, 2019

 

Right now, there’s a revolution in the global automotive industry…
 
It’s electric and hybrid cars… what we call “smart cars.”

 

The fact is, silver is used extensively in smart cars…
 
And the auto industry estimates its demand for silver will reach $2 billion a year by 2040.
 
If you want to potentially profit from the growth of smart cars, there’s a great way to get started...
 
Buy silver!
 
Here’s why…
 
Today’s cars use an aggregate of over 36 million ounces of silver each year.
 
As smart cars improve and the market grows, that number’s forecasted to triple in 20 years!
 
Just take a look at this graph:



You can see (in blue and green) the forecasted demand for silver in electric vehicles (EV) and hybrids (HEV) in relation to internal combustion engines (ICE) (in orange).
 
Furthermore, silver in cars is irreplaceable.
 
Already, it’s used in automotive parts and systems...
 

  • Switches
  • Electrical wiring
  • Microchips
  • EV batteries
  • Spark plugs
  • Antifreeze
  • Catalytic converters

 
Still, there will be much more… as the auto industry moves into the future.
 
Now could be the perfect time to add silver to your portfolio.
 
To get started, all you need to do is open up a FREE SmartMetals account.
 
PLUS! Once you open your free account...

You’ll also get access to a private interview I recently hosted with technology investor and expert Ray Blanco.
 
He’ll be sharing some key insights into how silver is shaping the future of technology… and why you should consider investing in silver today.